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What Is Tech Credit?
Tech Credit is Ireland’s easiest way to pay for your technology.
Get that new gadget you have always wanted on flexible payment options*.
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No Deposit
(upfront application fee due at time of purchase) -
Approval in Minutes
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Get approved from €250 up to €5,000
Harvey Norman is the only retailer offering Tech Credit on technology! Tech Credit is a retail instalment payment plan facility, an easy alternative to paying with cash or credit card for your technology items. Whether it’s a new Laptop, Tablet or Camera, Tech Credit is there to make finance simple!
Benefits of Tech Credit?
Keep your
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Finance FAQ's
What finance options are available and what do they cover?
Harvey Norman offers three different finance options:
Humm – Covers purchases for electrical, furniture and bedding items.
Tech Credit – Covers purchases for computer and technology items.
Quick Credit – Covers purchases for furniture, bedding and homewares items.
Can I use these options in store or online?
Humm and Tech Credit can be used both online and in store, where Quick Credit can only be used in store.
What do I need to apply for finance?
A valid photo ID (passport, drivers’ licence).
Be over 18 years of age.
Have a monthly income of at least €1,000 per month.
Proof of PPS and home address.
A debit/credit card.
A good credit history.
What is the minimum/maximum amount I can finance?
For Humm orders, the minimum amount that can be financed is €80.00. The maximum amount that can be financed is €15,000.
For Tech Credit orders, the minimum amount that can be financed is €250.00. The maximum amount that can be financed is €5,000.
For Quick Credit orders, the minimum amount that can be financed is €400.00.
How long is the approval process?
It does not take long to be approved for finance, it would usually take up to an hour to be approved or declined.
Can I pay off part of my loan early and would there be any penalties?
Yes, you can log into the Humm customer portal and pay the finance off early. If you go onto the “make a once-off payment” option on the portal, it allows you to pay off the finance early. You can do this as many times as you like. There would be no penalties for paying this off early and you would not be charged any more interest.
Can I change the debit/credit card on the account?
Yes, this can be changed through the Humm customer portal.
Is there interest on these finance options?
There would be interest on Tech Credit Orders. For Interest Free orders, there is no interest to be paid.
I applied for finance and the option is not showing on the check out. What is the reason?
The Humm/Tech Credit option may not appear if the product you are looking to purchase is under the minimum finance amount. This may not appear if there are a mix of items covered by Humm & by Tech Credit in your basket.
Where can I apply for Humm/Tech Credit?
You can apply for Humm and Tech Credit online through the below link respectively:
Humm - apply here
TechCredit - apply here
Where can I learn more about the finance options?
For Humm – www.harveynorman.ie/finance-option/humm.html.
For Tech Credit – www.harveynorman.ie/finance-option/tech-credit.html.
For Quick Credit – www.harveynorman.ie/finance-option/interest-free.html.
What are the contact details for Humm?
Humm can be contacted by phone at (01) 9609601. If you would like to make an enquiry through email, they can be contacted through here: https://www.shophumm.com/ie/contact-us and they are also available to contact on social media (Facebook & Instagram).
Am I guaranteed to be approved for finance?
The decision is not made by Harvey Norman and approval is not always guaranteed. Having a positive credit history will increase your chances of approval. In the unlikely event that you are declined, Harvey Norman would not be advised of the reason of this. You would be provided with the contact details for the CCR where they can advise further on this.
Subject to assessment & approval, fees, terms & conditions apply. Representative example: Total amount of credit €5,000 over 12-month term with 11.99% standard variable interest rate. €15 application fee, €2 monthly account fee. APR of 13.96%. Total amount payable €5,704.44. To apply you need to be over 18 years of age -an Irish citizen or permanent resident in Ireland – earn a minimum of €21k per year – proof of PPS number and Address - have a credit / debit card & photo ID – have a good credit history. Finance provided by FlexiFi Europe Ltd.
